Lost money to fraud? Start here
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MoneyGuard by Wimika

Stop fraud before it happens. Get your money back when it does.

Your protection before, during and after fraud.

  • Know where you stand within 48 hours.*
  • Guaranteed reimbursement for eligible fraud losses within seven days.*
For individualsSee how MoneyGuard protects you For financial institutionsSee how MoneyGuard protects your customers

The 48-hour target applies to at least 80% of reported incidents. Reimbursement applies to eligible fraud losses, subject to cover limits, exclusions and policy terms. Seven days starts when the incident is reported through the designated channel.

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Avail Bal after transfer ₦162,639.25

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Protection should not end when fraud gets through.

MoneyGuard brings fraud protection, resolution and financial recovery together in one customer journey.

  1. Stop the fraud

    Customer-side risk assessment and preventive intervention

    MoneyGuard looks for signs of fraud risk and warns you or triggers preventive action before you lose money.

  2. Get clear answers

    Guided reporting and eligibility assessment

    Report what happened through the designated channel. MoneyGuard guides you through the process, reviews the incident and lets you know where you stand.

  3. Get your money back

    Insurance-backed reimbursement

    If the fraud loss is eligible, reimbursement is guaranteed within seven days of the incident report.

One protection promise. Two ways to get it.

Whether you get MoneyGuard directly or through your financial institution, the protection remains the same: intervention before loss, timely resolution after an incident and guaranteed reimbursement within seven days for eligible fraud losses.

Protect my money

Get MoneyGuard directly and use it alongside the financial apps you already rely on.

See how MoneyGuard protects you See how it works

Protect my customers

Offer MoneyGuard through your digital financial service and give your customers the same protection.

See how MoneyGuard protects your customers Request a demo

A fake call. A stolen phone. One wrong tap.

Fraud can happen even when you are careful. Fraudsters use impersonation, phishing, social engineering, stolen credentials and compromised devices to bypass the protections you already rely on.

MoneyGuard monitors fraud risk signals around protected activity and warns you while there is still time to act.

See the fraud MoneyGuard covers

Fraud happened. You are not on your own.

MoneyGuard helps you report the incident, understand what happens next and know where you stand within 48 hours.*

  1. Report it.
  2. Know where you stand.
  3. Get reimbursed.
Report an incident Claims and recovery
Fraud happening now? Secure your account

Target eligibility decisions within 48 hours for at least 80% of reported incidents.

A promise backed by regulated financial protection.

MoneyGuard integrates guaranteed reimbursement for eligible losses through a NAICOM-approved financial protection product underwritten by Linkage Assurance Plc and supported by reinsurance arrangements.

Wimika provides the technology, preventive intervention, eligibility assessment and resolution administration. The licensed insurer carries the financial risk under the applicable product terms.

Security and assurance Read the FAQs

Fraud happens. What happens next should not be left to chance.

Protect your money with MoneyGuard or see how MoneyGuard protects customers.

See how MoneyGuard protects you See how MoneyGuard protects your customers
Lost money to fraud? Start here.